Credit Card Fraud Over A Three Or Four Month Time Frame...

In the case I will be discussing the problem was an increase in credit card fraud over a three or four month time frame was noticed. The credit card issuers contacted Ubizen. Ubizen is a private firm that investigates cybercrimes. The source was pinned down to one company which the article refers to as company A. It took a private firm cooperating with the FBI to find the problem, fix it, and track down the cybercriminal. The first step was to identify the problem and attempt to narrow it down to its origin. This was done by tracking the information by patterns to a common point. The common point in this case was company A. company A is a private company that handles credit card transactions for many businesses. The name has been changed to protect the company (Sartin, 2014). Company A agreed to cooperate with investigators not knowing that their systems had been breached. Ubizen’s investigators began to search through the company’s servers and found that the information had in fact come from their systems (Sartin, 2014). Company A was storing magnetic strip information on its servers. That type of information was not to be stored on their systems. Further investigation led to the discovery of software not stored on their system by an administrator (Sartin, 2014). This was a backdoor program called HackerDefender. This information made it seem that it was not an inside job, but rather th e work of a cybercriminal hacking the network from the outside (Sartin, 2014). The nextShow MoreRelatedIsys15184 Words   |  61 Pages | |A to Z Vehicle hire |Assessment book | Time allowed: Four months |AAT Level 4 Diploma in Accounting |QCF qual ref |SCQF qual ref |QCF unit ref |SCQF unit ref | |Internal Control and Accounting Systems |600/6892/9 |R324Read MoreAccounting Information System Chapter 1137115 Words   |  549 Pagestheir answers to the class. The other groups are told to challenge the group’s answers, provide alternative answers, and chip in with additional answers not provided by the selected group. Since the group that presents is not selected until after the time has expired, students are motivated to do a good job, as they will be presenting to their peers. The value of this activity is not in arriving at a â€Å"right answer† as there are many right answers and student answers will vary. Instead, it is in thinkingRead MoreJones: Partnership and Two-to-three Sentence Explanation Essay example6423 Words   |  26 Pagesad read, â€Å"Seven days at the wonderful luxury Windell resort, ‘Cabo Mar,’ $1200 per person, all inclusive.† The ad featured a picture of the front of the hotel with a person receiving a massage by the pool superimposed over the hotel faà §ade. The ad went on to say how the hotel was located on the beach at Cabo San Lucas, Mexico and in a wonderful tropical setting. The ad also listed the name of a local travel agency, Jennifer’s Tours, for booking purposes. In miniscule print at the bottom of theRead MoreLoan Disbursement and Recovery System of Ific Bank Limited18002 Words   |  73 PagesInternship Report on â€Å"Loan Disbursement and Recovery System of IFIC Bank Limited†. Dear Sir, It is a great pleasure and privilege to present the internee report titled â€Å"Loan Disbursement and Recovery System of IFIC Bank Limited† which was assigned to me as a partial requirement for the competition of BBA Program. Throughout the study I have tried with the best of my capacity to accommodate as much information and relevant issues as possible and tried to follow the instructions as youRead MoreFinancial Statements Fraud56771 Words   |  228 PagesSchool 6-1-2008 Detecting financial statement fraud: Three essays on fraud predictors, multi-classifier combination and fraud detection using data mining Johan L. Perols University of South Florida Follow this and additional works at: http://scholarcommons.usf.edu/etd Part of the American Studies Commons Scholar Commons Citation Perols, Johan L., Detecting financial statement fraud: Three essays on fraud predictors, multi-classifier combination and fraud detection using data mining (2008). GraduateRead MoreBusiness Journalism in India26104 Words   |  105 Pagesmagazines devoted to environment and civic issues (4) Business Journalism- It’s all about Money! * Pink papers * The ‘pink papers’ refer to financial newspapers like the Economic Times, which are referred to as ‘pink’ because they are all printed on salmon pink newsprint like many Western financial dailies. * Business reporting * Company/Corporate news, announcement of deals, appointments, capital raising etc. * RegulatoryRead MoreProfessional Misconduct58343 Words   |  234 Pagescapacity (not in personal/employee’s capacity) acts as liquidator, trustee, executor, adviser same or takes up an appointment mate by Govt. or court or other legal authority. However for this purpose his engagement shouldn’t be on a salary-cum- full time basis. Significance of certificate of Practice: As per judicial ruling; (i) Once a member of ICAI appears before I.T. authorities etc. he can so appear only in his capacity as a C.A. (ii) Thus for period of suspensionRead MoreCustomer Relationship Management20711 Words   |  83 Pagesfocusing on a particular area. Firstly the sample size is the main limitation. A total of fifty customers were selected to answer the questionnaire and only one firm i.e. Barclays was selected. As Saunders et al, (2003) describe quantitative research as most favourable when dealing with a large sample. Only one firm was selected and explored in this study. This limited the scope of applicability of results on the overall industry. This is because all other firms in the industry are of differentRead MoreOld Age Homes: A Lucrative Business Opportunity10484 Words   |  42 PagesGenesis In the Vedic times, human life of a hundred years was divided into four segments or ashrams. A seven year old was supposed to live in Brahmacharya - ashram / gurukul or a present day distant equivalent of a boarding school till his twenties. The second quarter of his life was to be spent as a householder or a Grhasthya. In the third quarter, he was to retire from routine household activities and set out into the forests, which was called Vanaprastha - ashram. This was the stage where contemporariesRead MoreResearch on Consumer Awareness13028 Words   |  53 Pagesgiving us the required knowledge and time, we would like to thank all of them. It is because of their assistance and competence that we have reached this milestone. We would like to express our gratitude and sincere thanks to our Project Guide Prof. Nadeem Merchant, Anjuman-I-Islam’s, Allana Institute Of Management Studies amp; Research for instilling confidence in us to carry out this study and extending valuable guidance and encouragement from time to time, without which it would not have been

Cell Phones An Indispensable Lifeline For The Rest Of...

Most of us are no stranger to this scene - a group of friends sits down to a meal together. Laughing, swapping stories, and catching up on the news - but not necessarily with the people in front of them! Nowadays, it’s not unusual to have one’s cell phone handy on the table, easily within reach for looking up movie times, checking e-mails, showing off photos, or taking a call. It’s a rare person who doesn’t give in to a quick glance at the phone every now and then. Today’s multifunctional cell phones have become an indispensable lifeline to the rest of the world. This is really a gathering in the era of cell phone. For instance, in the post-graduate entrance examination of 2015, the examinees were required to write an essay of 160-200 words based on the following picture. As vividly shown in the picture, a group of friends, as we mentioned above, boys or girls, are having a dinner party while each one of them is checking messages in their cell phones without saying a word to one another, leaving the dishes untouched. The above picture unveils a common social phenomenon and the symbolic meaning of the photo is the effect of the cell phone on people s way of life. Undoubtedly, the phone provides us with considerable convenience, making many things possible which are beyond our dreams. As a communication tool, the phone makes us closer than ever before by providing immediate communication. Meanwhile, there are negative effects on our personal life. As is shown in the picture,

Bodybuilding free essay sample

Bodybuilding BY adam5701 When a bodybuilder, fitness, figure, or physique competitor begins to prepare for a contest there are so many different variables that go into how you are supposed to train. From personal experience, exercise order has not made a huge impact for the results I was striving to achieve. As long as I do not work the same muscle group within a 48-hour period (since that is the typical recovery time for your muscles to fully repair), I have achieved amazing results. Here are a few other things I highly recommend doing, which if not done properly it almost makes it impossible to ucceed. First hire a reputable coach, I initially made the mistake of taking a shortcut and hired someone because they were cheap which made me place dead last in my first competition. Since then I paid the money and hired someone who knew the ins and outs of competing and it has done wonders for me. A coachs Job is to typically plan out your diet, workout routine, supplementation, posing routine, and best of all its great to have someone else looking at you once or twice a week to see how you change and what else you need to improve on. Yes, I could have done all this on my own but this outside eye makes a huge difference and trying to plan all this out while youre brain dead from dieting can be difficult at times. Next thing is to plan out every little detail in your workout, diet, and sleep schedule for every hour each day. Consistency is a big part of competing and if you are not consistent you will not see any of the results you desire. When attempting to gain muscle mass or density, most people automatically think they have to lift heavy in order to grow. Personally I have found it much more useful o lift at a lower weight with a rep range from 8-20 depending on the exercise. I still see amazing results because each time I do this I make sure I fatigue the muscle and push it until failure. The way I achieve this is by making my rest time between sets and exercises no more than 60 seconds for a single workout, and up to 90 seconds for a drop set (which is starting off with a high weight for a low amount of reps and increasing the reps as you drop the weight, I typically drop the weight about 3-4 times). There was also a study performed where Regardless of the number of reps erformed, the subjects burned 52% more calories when they rested Just 30 seconds between sets as compared to three minutes or more. Working at 10 reps per set burned about 7% more calories than five-rep sets did (Stoppani, Jim, Flex pg. 1). There are also other things I do in order to fatigue my muscle and cause growth, rather than Just focusing on rest time. As shown in my workout plan notes you will notice that my 1 5 to 20 repetition exercises are more towards the beginning of my workout. I have it set up this way because I do not do conventional stretching before orking out since it essentially lowers the amount of weight or reps I can perform. Instead I do these warm up sets of 15 to 20, and this isnt Just light easy rep weight, I make sure its enough to where once I get to those last two reps I feel as if my muscle will give out. This enables blood to flow into the muscles and essentially gets them warmed up and ready for the heavier tasks. Another thing I love incorporating are three workouts of 1 or 2 muscle groups you are training, which I normally choose exercises that are opposite in movement), focus on the time and length of ontraction, and lastly a rest pause (which if I do not perform all 20 reps and only get to 13, I will rest for 20 seconds and complete the remaining 7). Training with these different intensities on random workouts makes a huge difference for strength and muscle gain. The main reason I have found this effective is because I am constantly tearing down my muscle fibers with a different method each workout. Another big thing to think about when training for competitions, or even Just working out in general is to achieve the mind and body connection. My theory on this s that its impossible to workout the muscle you are targeting if you are unable to feel it. In other words an isometric contraction, because any type of muscle growth and performance depend primarily on the neuromuscular system (Yessis pg. 1). A good way to practice would be Just to attempt to flex each individual muscle, which at first is very difficult for someone who is Just starting out. Also doing this between sets for 6-10 seconds can actually promote muscle growth and density. Flexing the targeted muscle(s) between sets lets you know the feeling you want to duplicate during the set. With practice, this will strengthen your focus so you can better work that area (Flex pg. 98). If you talk to almost any bodybuilder or physique athlete, they would be able to make almost any muscle they train contract on its own and will be the first to tell you its extremely difficult to hold. If you continue to train your muscles with these so-tension types of exercises you essentially get them accustomed to being in that position which is crucial for stage presence. If you do not practice this before going onto a stage, you tend to be more susceptible to cramps or its difficult o hold the pose for minutes and points will be deducted from shaking or relaxing on the pose. When training or developing a program, each muscle group needs to be trained for this sport. For me personally I have a few weak areas, which is why my individual workout I train deltoids twice a week and only incline chest workouts on there respected day. Also notice the time spread between the deltoid workouts, its Monday and Friday so I am staying within that time frame for optimal muscle repair. The reason I have so much attention on these two muscle groups are because Judges in hysique competition love the big rounded shoulder look, and a full chest. I have a disadvantage in these areas mainly because I am still only 21 so I dont have fully matured muscles yet, and many other competitors are 24 and above. The only way I compensate for this lack of size is to focus on them more than everyone else. Also for the deltoids I have a day that is more heavy, but still at that 12 rep range and another that goes up to 20 reps known as my day. I find it great to have two different variations for optimal muscle growth, especially since it is a small muscle group and s extremely easy to over stress with too much weight in turn causing injury (which I had when I first began lifting at 18). When training this muscle group I focus on the contraction, as well as the time it takes me to fully go through the concentric and eccentric motion. This method insures for me ensures optimal stress without the risk The sport of fitness competing is always plagued for injury, and there will always be that risk. Basically every muscle you train will be susceptible to injury, and there is no way to get around it. However, there are ways to significantly minimize the risks. Workout form has to be at the top of this list hands down, I see many people training and sometimes I cringe Just watching them because it looks as if they will snap their back or tear a muscle. Always make sure to have great form and control with each exercise, and this in my opinion should be applied to any workout you do not Just resistance training. Second thing would have to be the amount of weight you choose to use. I see so many individuals, guys in particular try to do so much damn weight in order to impress that pretty girl, and in turn end up getting hurt and making a fool ut of themselves. Always keep in mind everyone has to start somewhere, and remember no girl is going to care how much weight you can bench. Also perform exercises that are plausible and not these ridiculous crossflt types of movement exercises. I am sorry, but I am not a firm believer in picking up 2001b from the ground and lifting it over your head. That to me is an instant sign for so many different injuries, and not to mention the trainers instructing you allow you to do it with the most horrendous form. Make sure to stretch before working out with warm up sets to et the blood flow throughout the muscle, and after working out with conventional stretches to increase flexibility. Lastly, mind your peers when training because you in fact can injure someone else. I had an incident with a New Years resolution individual that was doing 801b with dumbbell press, and he decides it is too heavy and Just throws them on the ground and it almost bounced onto my foot, which most likely would have broken it. Now with all that being said there are some freak accidents I have seen people with perfect form and mediocre weight have one of heir muscles Just tear, and it is one of the most painful things to witness. I personally had an incident when I was doing incline dumbbell press with 1001b, I performed the exercise without any issues. However when I set the weights down on my knees to put them down, my wrist Just snapped and made this loud popping noise and it hurt terribly. I have no idea what happened and Just took a break for a few weeks because it was painful to grip anything, and it slowly went away for the most part. Since then I use wrist straps and weight belts to help stabilize those parts of my body, which I have found to help. The goal with this program is not only strength gains, but to basically look the best you can physically. It is not all about size, you want to find a nice balance between size, lean muscle mass, and proportionality for your specific division. The program I have set up is the one I currently use for my offseason training (typically the time when there are no shows for 4-6 months). This specific one is to help me gain size, while retaining majority of my lean muscle mass and density so when I have to prepare for a show I will be able to do so with an 8 week program. While prepping for show a lot of my training changes, and I add a few plyometric workouts in as well as interval cardiovascular training 4-6 days a week depending how far out I am from competing. Any type of cardiovascular training I typically do fasted in the morning, difference personally. There are millions of different workouts for different individuals, this specific one I wouldnt say should be used by every competitor since I conformed it to address my weaknesses. For a basic individual who is intermediately experienced with training, and is trying to look great however this would be a great tarting point.

Learning and Knowledge Implications for Educational Settings

Question: Discuss about the Implications for Educational Settings. Answer: The complexity of innovation through shared value have predominantly established from knowledge exploration. According to Bolstad et al., (2012), the present age of knowledge has reorganized the standard economic development model, which comprises of bureaucratic management hierarchies and natural resource exploitation. With the progress of time, innovation has made the life of individuals quite simplistic and in this 21st century, potential cluster of theories, beliefs, ideas and practices have led to embed future-oriented learning and teaching at the whole-system level. However, I believe individuals at present just acts as the spectators and they do not learn well. Learners just act as the passive listeners of knowledge pieces, which are shared to them. While considering the viewpoint of Leuthardt, (2014), it has been found that a new hypothesis has been proposed, which indicates that innovation is only possible when individuals exchange knowledge through learning. So, I believe that one can gain knowledge just from continuous learning otherwise exponential proportion of information exchange rate will get hampered. Therefore, the important role of knowledge in learning cannot be overestimated, as without learning knowledge cannot promote. According to Gilbert, (2005), a learner must acquire knowledge from traditional modes such as the curriculum subjects and demonstrate those in assessments. On the other hand, Alexander, (2006) pointed out that in the 21st century, learners must circumvent practical life situations through which new solutions against problems can be gained outside education-driven modes. For example, an individual who has gained theoretical knowledge of career development might not able to implement those in real-life scenarios until and unless practical-world driven critical circumstances are experienced. A learner, who has the ability to listen actively, can act proactively by applying knowledge acquired from learning real-world challenges. Therefore, I believe for new learning situations learners can bring significant changes only if they have learned well. While discussing about the outcome of knowledge, it is quite sure that the concepts and principles will continue to develop overtime and by nurturing and cultivating the values of knowledge one can share more information among each other especially in educational institutions. Gilbert, (2005) pointed out that instead knowledge must be used as the source though which future learning can be ensured. Therefore, I believe knowledge can never be considered as a product but it is the accumulation of ideas that will be nurtured with the progress of time and will help in managing future pedagogical models. References Alexander, P. (2006). Psychology in learning and instruction. Upper Saddle River, New Jersey: Pearson. Chapter Four. The nature of knowledge and the process of knowing (pp. 63 - 87). Bolstad, R., Gilbert, J., McDowall, S., Bull, A., Hipkins, R (2012). Supporting future-oriented learning and teaching - a New Zealand perspective. Wellington, NZ: Ministry of Education. Chapter 5: A curriculum that used knowledge to develop learning capacity (pp. 31 - 38). Gilbert, J. (2005). Catching the knowledge wave? The knowledge society and the future of education. Wellington, NZ: NZCER Press. Chapter 4: Where to from here? New ways of thinking about knowledge and learning (pp. 67-97). Leuthardt, E. (2014). Why is the world changing so fast? The rate at which people exchange ideas drives social and technical revolutions. https://www.psychologytoday.com/blog/mind-blender/201403/why-is-the-world-changing-so-fast.